Current Accounts - Individual Banking

Our bank provides cash and settlement services in manat and foreign currencies to resident and non – resident persons. The rates for the services provided to customers are approved by the Board of Directors.

Our bank provides the following cash and settlement services to its customers:

  • Opening current and savings accounts in manat and foreign currencies;
  • Money transfers within Azerbaijan and abroad;
  • Money withdrawal from the account;
  • Maintaining balance in the account;
  • Conversion services;
  • Conducting other transactions for current accounts specified by the country’s legislation;
  • Conducting the conversion transactions in AZN, USD and Euro;
  • Receiving interests on deposits;


The following types of accounts can be opened for natural persons in our bank:

  • Current accounts;
  • Savings accounts;
  • Loan accounts.

Documents required for opening current accounts

  • Azerbaijani citizens: Identity card;
  • Foreign nationals: passport, visa or temporary (or permanent) residence permit

Terms for conducting current account transactions

  • Current account transactions are conducted within the balances in the account according to the existing legislation;
  • Interest is not calculated for the money in current account;
  • Commission for the rendered services is taken on the date of transaction based on Rates approved by the Bank’s Board of Directors;
  • Customer may submit his/her right to carry out any actions (wholly or partially) within the powers presented to him/ her by Bank based on Contract to its representative by the power of attorney formalized according to the legislation.