Our Bank offers different types of loan products to individuals. Persons working both at state and also large private enterprises, having stable financial position and positive credit history and cooperating with bank for a long time are preferred.
| Loan amount: | Up to the equivalent of 15,000 USD (Loan is provided in manat) |
| Annual interest rate: | Starting at 12 % |
| Term: | up to 60 months |
| Collateral: | Car |
Year of manufacture: New and used cars in good condition with year of 2018
Note: Used cars (EU member countries, US and Korean – made cars)
Requirements relating to loan applicant:
Minimum – 21 years old
Maximum – 65 years old
Driver’s license
Bank service fee: 1 %
Territory: Baku and Sumgait cities, Absheron district
Insurance: The mortgaged property should be insured against losses, damages and 3rd parties’ loss and damages at the expense of loan applicant at one of the insurance companies accredited in the Bank.
| Loan amount: | Up to 10.000 AZN |
| Annual interest rate: | 20% |
| Term: | Up to 36 months |
| Collateral: | In the ratio of 70 percent of the value of gold and gold jewelry; Collateral is kept in the bank. |
Requirements relating to loan applicant:
Minimum – 22 years old
Maximum – 70 years old
Bank service fee: 1 %
| Loan amount: | Up to the equivalent of 100.000 USD in manat |
| Annual interest rate: | Starting at 12 percent |
| Term: | 6 – 60 months |
| Collateral: | Real estate in Baku and Sumgayit cities and Absheron region. |
Requirements relating to loan applicant:
Minimum – 22 years old
Maximum – 65 years old
Bank service fee: 1 %
Note: Loan is provided in manat.
| Loan amount: | Up to the equivalent of 400.000 USD in manat |
| Annual interest rate: | 10 % |
| Term: | 3 – 60 months |
| Collateral: | By blocking the monetary funds in current and deposit accounts in the bank, in the amount of 90% of those funds |
Requirements relating to loan applicant:
Minimum – 22 years old
Maximum – 70 years old
Bank service fee: 1 %
Note: Loan is provided in manat.
| Loan amount: | Up to the equivalent of 10,000 USD (Loan is provided in manat) |
| Annual interest rate: | 01-36 month 17 % 36-60 month 19 % |
| Term: | 6 – 60 months |
| Collateral: | If the loan amount is up to 3000 manat, by the guarantee of a natural person working at law enforcement authorities or governmental and non-governmental organizations; If the loan amount is from 3001 manat up to 5000 manat, by the guarantee of two natural persons working at governmental and non-governmental organizations. By the mortgage of real estate at the request of loan applicant |
Requirements relating to loan applicant:
Minimum – 22 years old
Maximum – 65 years old
Bank service fee: 1 %
| Loan amount: | Up to 3.000 AZN |
| Annual interest rate: | 22 % |
| Term: | Up to 12 months |
| Collateral: | If the loan amount is up to 2000 manat, by the guarantee of a natural person working at law enforcement authorities or governmental and non-governmental organizations; If the loan amount is from 2001 manat up to 3000 manat, by the guarantee of two natural persons working at governmental and non-governmental organizations. By the mortgage of real estate at the request of loan applicant |
Requirements relating to loan applicant:
Minimum – 22 years old
Maximum – 65 years old
Bank service fee: 1 %
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