I. Consumer loans:

1. Auto credit

Interest rate;

• 25 percent for independent applicants;
• 21 percent on contracts with salons;
• 18 percent on any collateral and contracts with salons.

2. Cash loan:

Interest rate -16 percent;

3. Loans for retirees:

Interest rate -22 percent;

4. Collateral for gold and gold jewelry:

Interest rate -26 percent;

5. Loans for employees of state enterprises:

Interest rate -22 percent;

6. Loan with real estate collateral:

Interest rate -21 percent;

7. Employees of non-governmental organizations:

Interest rate -26 percent;

8. Credit cards:

Interest rate -27 percent;

II. Business loans:

Interest rate -21-23 percent;

Note: Other parts (items) of Baku branch’s “Credit policy for 2017” remain in force